Enjoy $20 Off The Florida Homebuyer System — Use Code: HOME20
Understand the process. Avoid common mistakes. Move forward with confidence.
HoiJoi provides educational resources designed to support financial literacy and help students and families understand the Florida homebuying process from start to finish.
Our goal is to build clarity and confidence through real-world financial education.
Learn With Confidence
HoiJoi is designed to support financial literacy through structured, real-world homebuying education.
Who Is This For?
1. First-time Florida homebuyers
2. Repeat buyers who want a refresher
3. Middle school students (grades 6-8), high school students (grades 9–12), and adults learning financial literacy through the Florida homebuying process
Stages in the Homebuying Process
1. Pre-Contract: Learning preparation, budgeting, financing, and early financial decision-making before an offer is made
2. Under Contract: Understanding timelines, inspections, approvals, and financial responsibilities after an offer is accepted
3. After Closing: Managing ownership-related tasks and costs, deadlines, and ongoing responsibilities after the purchase is complete
What Students Will Learn:
✔ Budgeting and financial planning
✔ Credit, loans, and interest
✔ Mortgage basics and long-term costs
✔ Property taxes and insurance
✔ Contracts and consumer protection
✔ Real-world financial decision-making
